Kick-Start Your Vacation Fund



We all need a break. But are we taking them?


Americans leave a total of 705 million vacation days on the table each year. And millennials are the worst culprits, taking the least amount of vacation compared to their peers.


Turns out, this same study reported that taking a vacation (traveling, specifically) increases your chances of getting a promotion. And, no surprise here, it increases your happiness.


So, let’s get vacay-planning already?!


Crack open your budget and get a sense of what you could shift. Maybe your “entertainment” budget could be a little leaner. Or, maybe your Amazon spending could use a closer look. Taking small steps in your daily routine and making small changes to your spending habits can make a big difference.



Don’t worry! Before you hack away at your precious budget, consider the small, yet powerful ways you can save money for your trip.


Skip the latte. Sure, $5 for a coffee is reasonable every now and then. But in aggregate? One cup of craft coffee for each work day in 2019 sets you back $1,305. That’s a flight to Paris! Make that cup o’ Joe at home -- hey, you can even keep all the extra fixins you like!



Don’t eat out, opt in. Instead of that breakfast sandwich or drinks out with the group, consider putting that money aside for your travel fund. Or, order a less expensive option and put the remainder of what you would have spent in your travel fund.



Cut the cord. Still using cable? Yeah, so is our grandma. (Kidding! She’s already on Netflix.) Consider switching your pricey cable subscription to a streaming service. If you can’t live without GoT reruns, you can always purchase premium channels a la carte and still weigh in for less than your old cable bill.


Hype up your home workout. You don’t need a fancy gym membership to stay/get in shape! Cancel your club memberships, because YouTube is your new best friend. Consider free workouts from money-saving fitness pals like Fitness Blender or Yoga with Adriene.



Buy in bulk. Welcome to #adulting. That Costco membership isn’t only a rite of passage to adulthood, it’s a way to save major cashola.



Couponing...for our generation. Resources like Honey or CheckOut 51 will help you coupon without actually having to coupon. Just get the free app or plug-in and shop away. No scissors or weird accordion folders necessary. Welcome to the future of saving money.


Reassess your insurance. When was the last time you checked your home and auto insurance plans? It’s good to check in at least once every three years to ensure you have the proper coverage for the right price.



Now that you have a better idea of what it will look like to trim your budget, whip out your current plan and start making some changes. Every dollar and skipped latte counts. Before you know it, your vacay fund will be brimming with cash ready to take you to paradise.


Remember: planning a budget-friendly vacation that’s stress-free is easy. The key is to plan ahead.


Great news! The Pocketnest app is now available for iOS! Download Pocketnest and get your finances in order—in just 10 minutes a month! No jargony finance-speak, pricey fees or in-person meetings required. Download now!

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