Reseda Group, Maps Credit Union Acquire Pocketnest

Credit union leaders partner to leverage platform's behavioral science, generative AI to enhance member experience

Today, we're announcing a new era.

Reseda Group, a wholly owned credit union service organization of MSU Federal Credit Union (MSUFCU), partners with Maps Credit Union to acquire Pocketnest, a leading AI-powered financial wellness platform.

Flipping the script on digital banking

Many digital banking experiences prioritize transactions first, driving members to purchase products such as opening a line of credit or securing a loan. The new Pocketnest-centered approach enables financial institutions to create a member experience that prioritizes financial wellness, helping to establish a solid financial foundation before recommending transactions.

"Together, we're developing the future of banking, giving members easier access to financial insights and straighter paths to financial freedom — and Pocketnest's technology is significant to our future innovation," said April Clobes, president and CEO of Reseda Group and MSUFCU.

Powered by behavioral science and generative AI, Pocketnest delivers members personalized, holistic financial guidance across ten essential areas—from budgeting and debt management to estate and tax planning. By combining tailored education with actionable insights, Pocketnest empowers members to take action in pursuit of their long-term goals.

"At Maps Credit Union, we're always looking for innovative ways to enhance the member experience," said Mark Zook, President and CEO of Maps Credit Union. "Partnering with Reseda Group and Pocketnest allows us to prioritize our members' financial well-being like never before with an AI-driven platform to help them build a solid financial foundation, equipping them with the knowledge and tools they need to succeed."

From startup grit to AI innovation

"Joining forces with Reseda Group and Maps Credit Union is the best opportunity for hyper-personalized AI banking to create meaningful impact in the industry. Together, we're creating a new way to bank, using AI-driven personalization at scale to make financial wellness accessible and engage the next generation," said Jessica Willis, founder and CEO of Pocketnest.

"Over the past five years, our small yet mighty team of nine has crushed every challenge — ranging from runway pressures to technical debt — with a 'David vs. Goliath' mindset, turning resource constraints into catalysts for creativity. And we will continue this resilience alongside some of the biggest innovators in our industry."

The future of Pocketnest

Our innovation has just begun. We're building the next generation of banking.

In addition to supporting members, Pocketnest continues to provide financial institutions with in-depth, actionable insights to inform their strategy and unlock new revenue opportunities, boosting deposits, cross-selling revenue, and increasing product awareness. On average, Pocketnest increases member financial wellness by 57% and identifies millions of dollars in cross-sell revenue for credit unions.

Pocketnest is available to financial institutions nationwide and is currently integrated with the CU*Answers, Lumin Digital, and Nymbus banking platforms, with more integrations launching soon.

Read the full press release here.